What do you need for a target debit card?
The debit card does not require a credit check to apply.
You must be 18 to apply for the credit card, but you only need to be 16 to apply for the debit card.
Both cards provide a 5% discount at Target, and they each have all the benefits listed above..
Is it worth getting a Target debit card?
The Target REDcard Debit Card is a great spending aid for loyal Target shoppers. It’s hard to argue with 5% off most purchases and free two-day shipping, and with no fees for regular use, there’s no downside to keeping this card in your wallet — even if you don’t use it often.
Can you be denied a target debit card?
But, in fact, you can be turned down for a debit card, though the reason is most often due to prior checking account problems. … That’s what Rosalie Zamora found out when her application to open a Target REDcard debit card was declined.
Is Target debit card safe?
First, with a Target Debit Card it is a PIN-based transaction. The protections are similar to writing a paper check with the additional protection of a personal PIN, and depending on the transaction size, a supporting signature. The guest is not liable for unauthorized transactions.
Does Target do payment plans?
Target is LIVE with Afterpay! … Afterpay is an interest-free payment option that allows you to shop now, enjoy now, and pay it off in four fortnightly instalments with Target.
How long does it take to get a target red debit card?
The Target credit card does not guarantee instant approval, unfortunately. A decision on a pending application can take up to 7-10 business days, which isn’t great, but it’s important to know that pending applications are rare and those happen when they need to verify your information further.